Disclaimer

Important Notice

The information provided through this website and associated services is for general informational purposes only. Nothing contained herein constitutes financial, investment, legal, or tax advice. You should not rely on this information to make any financial decisions. Always conduct your own research and consult with qualified professionals before making any investment decisions.

1. No Financial Advice

The content, data, risk scores, and all other information provided through Philidor Labs and its services are provided for informational and educational purposes only. Nothing on this website constitutes, or is intended to constitute:

• Financial advice or recommendations
• Investment advice or recommendations
• Trading advice or recommendations
• Tax or legal advice
• Any other form of professional advice

We are not financial advisors, investment advisors, or fiduciaries. We do not provide personalized investment recommendations. Any decisions you make based on information from our services are made at your own risk and sole discretion.

2. No Guarantees or Warranties

All information, data, risk ratings, analytics, and materials provided through our services are provided “as is” and “as available” without any warranties of any kind, whether express, implied, statutory, or otherwise.

3. Data Accuracy

We make no representations or warranties regarding the accuracy, completeness, timeliness, reliability, or availability of any data or information provided through our services. Data is gathered from third-party sources and blockchain networks, which may contain errors, be outdated, or be incomplete.

Our risk scores, APY calculations, and other metrics may contain errors in methodology or computation. Users are encouraged to verify all metrics independently using public blockchain explorers.

4. Risk Ratings

Our risk tier ratings (Prime, Core, Edge) are subjective assessments based on our proprietary methodology. These ratings are not guarantees of safety or performance, are not predictions of future results, may not reflect all relevant risks, and may change at any time without notice.

A high rating does not mean a vault is safe or will perform well. A low rating does not mean a vault will fail. Past performance is not indicative of future results.

5. DeFi and Cryptocurrency Risks

Decentralized finance (DeFi) and cryptocurrency investments are extremely risky. You acknowledge and accept that:

• You may lose all of your invested capital
• Smart contracts may contain bugs, vulnerabilities, or exploits that could result in loss of funds
• Underlying protocols may fail, be hacked, or be shut down
• Cryptocurrency regulations are evolving and uncertain; your activities may become restricted
• Cryptocurrency prices are highly volatile and unpredictable
• You may not be able to exit positions when desired
• Price feeds and other data sources may be manipulated or fail
• Protocol governance decisions may adversely affect your investments

6. Limitation of Liability

To the maximum extent permitted by applicable law, Philidor Labs and its affiliates, officers, directors, employees, agents, or licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or use, arising from or related to your use of our services.

This limitation applies regardless of the theory of liability, even if we have been advised of the possibility of such damages.

7. Your Responsibility

You are solely responsible for:

• Conducting your own research and due diligence
• Evaluating the risks of any investment
• Making your own investment decisions
• Complying with all applicable laws and regulations
• Consulting with qualified professionals as needed
• Understanding the technology, protocols, and risks involved in DeFi

8. Changes

We reserve the right to modify this disclaimer at any time without prior notice. Changes are effective immediately upon posting. Your continued use of our services after changes constitutes acceptance of the modified disclaimer.

By using our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree, you must not use our services.